A Complete Guide to the Best Affordable Homeowners Insurance
Buying a home is a big step, and protecting it is just as important. Homeowners insurance is a must-have, but that doesn’t mean it has to cost a fortune. Many people believe that good coverage means high prices—but that’s not always the case. In this guide, we’ll walk you through how to find the best affordable homeowners insurance without sacrificing quality. What Is Homeowners Insurance? Homeowners insurance is a type of policy that protects your home and personal belongings from damage or loss. It also covers you if someone gets hurt on your property. Here are the main things it usually includes: Dwelling coverage – Repairs or rebuilds your home after damage from things like fire, storms, or vandalism. Personal property – Covers your furniture, electronics, and clothes if they’re stolen or damaged. Liability protection – Helps pay legal costs if someone gets injured on your property. Additional living expenses – Pays for hotels or meals if your home is unlivable due to a covered...